(Singapore, 09 Jan 25)With Singapore projected to face an inflation rate of 2.5-3% this year, fintech company ROSHI has introduced its “Inflation Survival Guide 2025”. The guide aims to help Singaporeans navigate rising living costs through effective use of digital tools and strategic spending habits.
The report indicates that essential expenses now account for over 63% of household budgets in Singapore. However, through the adoption of digital payment solutions and lifestyle optimizations, households can achieve significant savings each month. According to ROSHI, these methods are crucial not just for reducing expenses, but for enhancing financial efficiency without compromising quality of life.
ROSHI is a Singapore-based fintech transforming digital lending across Southeast Asia. Amir Nada, CEO of ROSHI, emphasized the importance of smarter financial strategies in today’s economic conditions. “Our analysis shows that by optimizing digital payment methods, transport choices, and food delivery subscriptions, the average Singaporean household can save between S$300 and S$500 monthly,” said Nada. He highlighted that such savings are vital for dealing with increased costs across all daily activities.
Trịnh Mai Thanh, Head of Research at ROSHI, discussed the larger impact of these consumer changes. “The shift in consumer behavior we’re seeing isn’t just about savings—it’s about adapting to a new economic reality. Our data shows that Singaporeans who embrace these digital optimization tools manage their expenses more effectively and achieve better financial outcomes,” Trịnh explained.
The “Inflation Survival Guide 2025” reflects ROSHI’s ongoing effort to support consumers with practical tools and insights, enabling them to navigate economic difficulties more successfully.
